Definition Debt management plans refer to a type of structured repayment plan that has been set up by a third party. Debtors need assistance in the repayment of their debts and such a plan does exactly that. The main objective of debt management is to help clear the debts at a reduced level over a fixed ...

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It’s been a l-o-n-g time since Kris and I gave an update on our garden project. I’ve been too wrapped up in writing a book to pay attention to anything else. Now that I’ve pulled my head out of the sand, I can finally devote some time to other projects — like the garden. To ...

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JD Salinger: 1919 – 2010 J.D. Salinger, one of the most widely read and enigmatic authors of the last century, has passed away at 91.  Untold numbers of people have read what is considered the greatest coming of age story of all time, his novel, “Catcher in the Rye.” The book, his best known work,  has ...

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Do you know what you will do with your 401k after retirement? Most people don’t. With more and more Americans retiring early in order to pursue other careers or small business opportunities, this question is being investigated more than ever. Myths abound, which lead people to believe that they must immediately roll all of their retirement ...

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Starting in 2011 or later, the IRS will be requiring businesses to volunteer more information about their tax avoidance practices and transactions. I use the word “volunteer” loosely. Currently, businesses and even savvy individual taxpayers do all that is possible to reduce the amount of tax owed to the government, even to the point at ...

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